QUALIFICATIONS FOR LEASE TO OWN / OWNER FINANCING

View the pictures and/or watch the video on the Listings Page, review the qualifications below, and then drive by the house to view the neighborhood.  Then, if you want to see the inside contact us and we will give you the code to the key box.  If you like what you see we will send you a link to an online application (free) and have you send us a credit report that you can get for free.

Also, you will need to let us know how much you have for a down payment / option fee.  Larger down payments take precedence over smaller down payments.

Basic Qualifications:

1. Your gross (not net) monthly income needs to be 3 times the rent plus utilities
2. The monthly payment plus your other fixed debt (car payments, school loan, etc) should not be more than 43% of your gross monthly income.
3. You must have the Down Payment or Option Fee plus the first month's rent.
4. You need to be discharged for at least 1 year from a bankruptcy or 1 year past a foreclosure
5. No evictions in the last 2 years
6. You must have good references from previous landlords & current employers
7. You can’t have any prior criminal convictions of a violent or drug-related felony within the past 5 years, or sex offender (we check)

We are experienced real estate investors in Louisville, Kentucky and surrounding areas and specialize in off-market properties.